The social security system in Germany
Living in Germany you are integrated in a social security system. If you are insured, you are legally entitled to benefits. This entitlement is acquired by paying insurance contributions. The social security system includes the following insurance schemes:
- Health insurance
In Germany, health insurance is compulsory for all students, i.e. in order to enrol at a college or university you have to submit proof of health insurance. So you cannot start your studies unless you are insured. The AOK offers you excellent health care at affordable prices and will help you getting the answers you need on all matters related to health insurance and social security.
Nursing care insurance
- Nursing care insurance
Additional nursing care contributions are compulsory in Germany. The aim of nursing care insurance is to cover the risk of the need for care which may arise following a serious accident, illness or in old age. You take out nursing care insurance with the same organisation that provides your health insurance.
- Accident insurance
As a student, you are covered by a statutory accident insurance scheme on the premises of the college or university and on your way between home and college. You can obtain information on additional accident insurance from the Foreign Student Office. If you are on a scholarship or funding programme, please refer to the agreed rules and arrangements.
Pension and unemployment insurance
- Pension and unemployment insurance
Normally, students do not pay contributions in this category of insurance.
Hotline: 0049 9131 9242 10 128*
- Mon - Wed: 08:00 - 16:30
- Thu: 08:00 - 17:30
- Fr: 08:00 - 15:00
*The cost of a call from abroad via land line or mobile phone depends on the rates set by the respective foreign network operator.